Features & Benefits of Home Loans with Kurakulas
Here’s how we make your home journey simpler:
- Home Construction Loan 🏡: Have a plot but waiting for funds to build your dream home? Our construction loan covers everything from foundation to finishing, so you can move into your space without financial delays.
- Home Extension Loan 🏠➕: Outgrown your current home? Whether it’s an extra floor, a bigger living room, or adding a cozy annexe, we provide tailored loans to finance your expansion.
- Home Improvement Loan ✨: Transform your existing house into a modern, comfortable home. From upgrading interiors and fixtures to fixing long-pending repairs, our improvement loans make renovations stress-free.
- NRI Home Loan 🌍: Living abroad but dreaming of a home in India? Our NRI loan options simplify the process, helping you invest back home with ease and confidence.
Get a Free Financial Advice
Our Home Loan Features:
- Financing for purchasing new homes, resale properties, and plots
- Loans for home construction and renovation
- High loan-to-value ratio for your convenience
- Minimal and hassle-free documentation
- Prepayment and foreclosure options without heavy penalties
How It Works:
- Apply Online or Visit Us:Submit a simple application with essential documents.
- Quick Approval: Receive a fast decision on your loan application.
- Disbursement:Funds are disbursed promptly to meet your home buying or construction needs.
- Own Your Dream Home: Enjoy living in your new home with peace of mind.
Eligibility Criteria:
- Minimum age: 21 years
- Stable income source (for salaried or self-employed individuals)
- Valid identity and address proofs
- Good credit score for better loan terms
Required Documents:
- Identity Proof (Aadhaar Card, Passport, PAN Card, etc.)
- Address Proof (Utility bills, Rent agreement, etc.)
- Income Proof (Salary slips, bank statements, or IT returns)
- Property Documents (for property purchase loans)
Account Statement:
- Last 6 months Bank Account Statements for all Bank Accounts held by the primary and second applicant
- If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year
- Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:
- Salary Slip or Salary Certificate of last 3 months
- Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept
Your Dream Home Awaits!
- Get Started Now:
Let's make your dream home a reality!
KURAKULA'S makes home ownership easy, reliable, and affordable. Whether you're buying your first home or planning a renovation, we’re here to make your journey smooth.