1. Loan Solutions

Providing customized loan products to meet your financial requirements.

  • Personal Loans
  • Business Loans
  • Vehicle Loans
  • Home Loans

2. SME Financing

Empowering small and medium enterprises with financial support to grow and thrive.

  • Working Capital Loans
  • Equipment Financing
  • Term Loans

3. Investment Advisory Services​

Helping clients make informed investment decisions for long-term financial success.

  • Wealth Management
  • Portfolio Optimization
  • Risk Assessment

4. Microfinance Solutions

Supporting underbanked communities with easy access to financial services.

  • Group Loans
  • Individual Micro Loans
  • Financial Literacy Programs

5. Financial Consultancy

Expert advice to navigate complex financial landscapes.

  • Financial Planning
  • Debt Restructuring
  • Business Advisory

6. Digital Financial Services

Leveraging technology to provide convenient and secure financial solutions.

  • Online Loan Applications
  • Digital Payment Solutions
  • Account Management Portals

NBFCs vs. Banks: Key Differences:

Aspect NBFCs Banks
Deposit Acceptance Cannot accept demand deposits Can accept demand deposits (savings, current accounts)
Regulation Regulated by financial authorities (e.g., RBI) but with less strict rules than banks Regulated by central banks or monetary authorities with stringent guidelines
Loan Products Primarily offer loans for specific needs (vehicle, personal, microloans, etc.) Provide a wide range of loan products including home loans, personal loans, business loans
Interest Rates Often higher interest rates due to higher risk Generally lower interest rates due to regulatory oversight
Service Range Limited services (no checking accounts, etc.) Broad services (checking, savings, loans, investment options)
Capital Requirements Lower capital adequacy requirements Higher capital adequacy requirements to ensure financial stability

Why Choose KURAKULA'S?

  • Tailored Financial Solutions: Customized offerings to suit individual and business needs.
  • Customer-Centric Approach: We prioritize your financial well-being and success.
  • Transparency & Trust: Clear terms and conditions with no hidden charges.
  • Expert Guidance: Experienced financial professionals dedicated to your growth.

Empowering Your Financial Journey

Whether you're seeking loans, investment advice, or financial consulting, KURAKULA'S NBFC Services is your trusted partner for innovative financial solutions.

Contact Us Today!