Why Choose KURAKULA'S Health Insurance?

  • Extensive Coverage: Cover hospitalization, surgeries, treatments, and more.
  • Cashless Hospitalization : Get treated at network hospitals without upfront payments.
  • Affordable Premiums: Comprehensive health plans at competitive rates.
  • Pre & Post-Hospitalization Benefits: Cover medical expenses before and after hospital stays.
  • Tax Benefits: Save on taxes under Section 80D of the Income Tax Act.
  • Hassle-Free Claims: Quick and seamless claim settlements.

Our Health Insurance Plans

  • Individual Health Insurance:HTailored plans for personal medical security.
  • Family Floater Plans: One policy to cover your entire family.
  • Senior Citizen Health Insurance: Special coverage for senior citizens with additional benefits.
  • Critical Illness Insurance: Lump sum payouts for major illnesses like cancer, heart disease, and more.
  • Maternity & Newborn Cover: Secure maternity expenses and newborn care.
  • Corporate Health Insurance: Group health coverage for businesses and employees.

Who Should Get Health Insurance?

  • Families & Individuals: Protect yourself and your loved ones from medical expenses.
  • Senior Citizens: Get specialized coverage for age-related health concerns.
  • Working Professionals: Ensure financial security during health emergencies.
  • Businesses & Employers: Offer group health benefits to employees.

How Health Insurance Works:

Health insurance helps pay for a variety of healthcare services. Here's a general process for how it works:

  • You pay your premium: You pay a set amount each month to maintain coverage.
  • Receive medical care: When you need medical care, you either visit your primary care physician or go to a hospital, urgent care center, or specialist.
  • Submit a claim: If the service is covered by your plan, the provider submits a claim to the insurance company for payment.
  • Deductible, Copays, and Coinsurance: You may have to pay a portion of the costs for medical services, such as your deductible, copayments, and coinsurance. Once your deductible is met, your insurance typically covers most of the costs, with you paying the remainder (usually in coinsurance or copays).
  • Insurance pays the rest: The insurer pays the remaining covered costs (according to the terms of your policy).

Benefits of Health Insurance:

  • Financial Protection: Health insurance can protect you from high medical costs that might be unaffordable without coverage.
  • Preventive Care: Many health insurance plans cover preventive services (such as vaccinations, screenings, and annual check-ups) at no extra cost, helping catch health problems early.
  • Access to a Network of Providers: Health insurance often gives you access to a network of healthcare providers and specialists that have negotiated rates with the insurer, potentially reducing your medical expenses.
  • Peace of Mind: Having health insurance gives you peace of mind knowing that you are protected from unexpected medical costs, which can be a financial burden.
  • Access to Better Care: Insured individuals tend to have better access to healthcare services, including medications, surgeries, and treatments that might otherwise be unaffordable.

How to Get Insured?

  • Choose the right health insurance plan.
  • Submit the required documents for processing.
  • Enjoy complete medical protection and peace of mind.

Secure Your Health, Secure Your Future!

Invest in your well-being with KURAKULA'S Health Insurance. Get insured today for a worry-free tomorrow!